Some people are mistakenly under the impression that Medicare covers long term care services. Medicare does not pay for the vast majority of services under the umbrella of long term care.
This includes custodial care, which is the vast majority of LTC services. Custodial care steps in when a person needs help with eating, walking, bathing, dressing and using the toilet. Most people who have a physical impairment from a stroke or are suffering from Alzheimer’s disease will need some type of custodial care.
The average cost of long term care in Massachusetts is $153,000 for a private room in a nursing home. This is one of the highest costs in the nation. Even hiring a home health aide for around 44 hours per week could cost your family upwards of $62,000 per year.
Planning for long term care needs is important, and scheduling a consultation with an experienced Massachusetts estate planning attorney can be part of the process of identifying your elder law needs and determining what other types of payment options, such as Medicaid, you have available to you. Schedule a consultation today with an experienced Massachusetts elder lawyer.
